:root{
  --blue:#146CFF;
  --blue2:#0052CC;
  --navy:#0A1D3D;
  --navy-deep:#051024;
  --ice:#F7FAFF;
  --line:#D6DDE6;
  --text:#101828;
  --muted:#5F6B7A;
  --white:#FFFFFF;
  --shadow:0 18px 50px rgba(10,29,61,.09);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:#fff;
  color:var(--text);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.6;
}
img{display:block;max-width:100%}
a{text-decoration:none;color:inherit}
button,input,textarea,select{font:inherit}
.wrap{width:min(1160px,92vw);margin:auto}
.skip{position:absolute;left:-9999px;top:0}
.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:1000;border:2px solid var(--blue)}
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--line)
}
.nav{
  min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px
}
.brand{display:flex;align-items:center;gap:10px;font-weight:900;font-style:italic;letter-spacing:-.02em}
.brand img{width:42px;height:42px;object-fit:contain}
.brand .word{font-size:20px;color:var(--navy)}
.brand .word b{color:var(--blue)}
.nav-links{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:750;color:#25334A}
.nav-links a:hover,.nav-links a.active{color:var(--blue)}
.nav-links a.active{border-bottom:2px solid var(--blue);padding-bottom:6px}
.nav-toggle{display:none;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:12px;padding:8px 11px;font-size:21px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  border-radius:999px;padding:13px 19px;border:1.5px solid transparent;
  font-weight:850;transition:.2s;cursor:pointer
}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;box-shadow:0 10px 26px rgba(20,108,255,.23)}
.btn-outline{background:#fff;color:var(--blue2);border-color:var(--blue)}
.btn-navy{background:var(--navy);color:#fff}
.eyebrow{font-size:12px;letter-spacing:.17em;text-transform:uppercase;color:var(--blue2);font-weight:900}
.hero{
  position:relative;overflow:hidden;padding:92px 0 78px;
  background:
   radial-gradient(circle at 77% 22%,rgba(20,108,255,.11),transparent 27%),
   linear-gradient(180deg,#fff 0%,#FBFDFF 100%);
  border-bottom:3px solid var(--navy)
}
.hero::after{
  content:"";position:absolute;right:-140px;top:80px;width:520px;height:520px;border:1px dashed rgba(20,108,255,.28);border-radius:50%
}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:48px}
.hero h1,.page-hero h1{
  margin:14px 0 18px;font-size:clamp(45px,6.8vw,80px);line-height:.98;letter-spacing:-.045em;color:var(--navy)
}
.hero h1 span,.page-hero h1 span{color:var(--blue)}
.lead{font-size:clamp(18px,2vw,21px);color:#445268;max-width:720px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}
.hero-logo{display:grid;place-items:center;min-height:390px}
.hero-logo img{width:min(420px,86%);filter:drop-shadow(0 22px 22px rgba(10,29,61,.15))}
.page-hero{padding:78px 0 58px;background:linear-gradient(180deg,#fff,#F7FAFF);border-bottom:3px solid var(--navy)}
.page-hero h1{font-size:clamp(42px,6vw,70px)}
.page-hero .lead{max-width:800px}
section{padding:82px 0}
.section-alt{background:var(--ice);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.kicker{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--blue);font-weight:900}
h2{font-size:clamp(34px,4.6vw,54px);line-height:1.08;letter-spacing:-.035em;color:var(--navy);margin:10px 0 17px}
h3{color:var(--navy)}
.copy{font-size:18px;color:var(--muted);max-width:790px}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:17px;margin-top:34px}
.card{background:#fff;border:1.5px solid #C9D4E5;border-radius:20px;padding:25px;box-shadow:0 9px 28px rgba(10,29,61,.05)}
.card .icon{width:46px;height:46px;border:1.6px solid var(--blue);border-radius:14px;display:grid;place-items:center;color:var(--blue);font-size:22px;background:#fff}
.card h3{margin:17px 0 7px}
.card p{margin:0;color:var(--muted)}
.flow{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;margin-top:36px;position:relative}
.flow::before{content:"";position:absolute;left:7%;right:7%;top:39px;border-top:2px dotted #8CB6FF;z-index:0}
.flow-step{position:relative;z-index:1;text-align:center}
.flow-num{width:25px;height:25px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-size:12px;font-weight:900;margin:0 auto 7px}
.flow-icon{width:66px;height:66px;border:1.7px solid var(--blue);border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--blue);font-size:25px;margin:auto}
.flow-step h3{font-size:16px;margin:11px 0 5px}
.flow-step p{font-size:13px;line-height:1.45;color:var(--muted)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}
.panel{border-radius:24px;padding:32px;border:1.5px solid #C9D4E5}
.panel-navy{background:linear-gradient(145deg,var(--navy),var(--navy-deep));color:#fff;border-color:var(--navy)}
.panel-navy h2,.panel-navy h3{color:#fff}
.panel-navy p{color:#DDE7F5}
.panel-white{background:#fff;box-shadow:var(--shadow)}
.stat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:28px}
.stat{border:1.5px solid #C9D4E5;border-radius:18px;padding:22px;background:#fff}
.stat strong{display:block;font-size:22px;color:var(--navy)}
.stat span{color:var(--muted);font-size:14px}
.notice{border-left:4px solid var(--blue);padding:17px 18px;background:#F1F6FF;color:#3C4A60;border-radius:0 14px 14px 0}
.story-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.story-card{border:1.5px solid #C9D4E5;border-radius:20px;overflow:hidden;background:#fff;box-shadow:0 10px 32px rgba(10,29,61,.05)}
.story-visual{height:150px;background:linear-gradient(135deg,var(--navy),var(--blue2));display:grid;place-items:center;color:#fff;font-size:42px}
.story-body{padding:23px}
.story-body .tag{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--blue);font-weight:900}
.story-body h3{margin:8px 0}
.story-body p{color:var(--muted)}
.form-wrap{max-width:860px;margin:30px auto 0;border:1.5px solid #C9D4E5;border-radius:24px;padding:28px;background:#fff;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
label{font-size:14px;font-weight:800;color:var(--navy)}
input,textarea,select{width:100%;padding:14px 15px;border:1.5px solid #C9D4E5;border-radius:13px;background:#fff;color:var(--text);outline:none}
input:focus,textarea:focus,select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(20,108,255,.1)}
textarea{min-height:150px;resize:vertical}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}
.check input{width:auto;margin-top:4px}
.cta-band{background:var(--navy);color:#fff;border-top:4px solid var(--blue);border-bottom:4px solid var(--blue)}
.cta-band h2{color:#fff}
.cta-band p{color:#DDE7F5}
.cta-row{display:flex;align-items:center;justify-content:space-between;gap:28px}
.site-footer{background:#fff;border-top:3px solid var(--navy);padding:38px 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:35px}
.footer-brand{display:flex;gap:12px;align-items:center;font-weight:900;font-style:italic;color:var(--navy)}
.footer-brand img{width:46px}
.footer-title{font-weight:900;color:var(--navy);margin-bottom:10px}
.footer-links{display:grid;gap:7px;color:#45546A;font-size:14px}
.footer-links a:hover{color:var(--blue)}
.footer-bottom{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;border-top:1px solid var(--line);padding-top:20px;margin-top:28px;color:#667085;font-size:13px}
.badge{display:inline-flex;padding:6px 10px;border-radius:999px;background:#EAF2FF;color:var(--blue2);font-size:12px;font-weight:850}
.timeline{display:grid;gap:15px;margin-top:28px}
.timeline-item{display:grid;grid-template-columns:48px 1fr;gap:16px;align-items:start}
.timeline-mark{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}
.timeline-content{border:1.5px solid #C9D4E5;border-radius:18px;padding:20px;background:#fff}
.timeline-content h3{margin:0 0 6px}
.timeline-content p{margin:0;color:var(--muted)}
@media(max-width:980px){
  .nav-links{display:none;position:absolute;top:76px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:20px 4vw;flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}
  .nav-toggle{display:block}
  .hero-grid,.split,.cta-row{grid-template-columns:1fr;display:grid}
  .hero-logo{min-height:260px}
  .cards{grid-template-columns:1fr 1fr}
  .flow{grid-template-columns:repeat(3,1fr);row-gap:28px}.flow::before{display:none}
  .story-grid{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
  .brand .word{font-size:16px}
  .cards,.story-grid,.form-grid,.stat-grid,.footer-grid{grid-template-columns:1fr}
  .flow{grid-template-columns:1fr 1fr}
  .hero{padding-top:64px}
  section{padding:66px 0}
  .field.full{grid-column:auto}
}